Risk Officer

Job Location
  1. Ratanakiri province 2pts,
  2. Kratie province 1pt            ​​​  ​​​ ​​​​​​​​​​​​​​ ​​​​​​​​​​​​​
  3. Battambang province 3pts
  4. Mondol Kiri province 2pts
  5. Koh Kong province 1pt
  6. Banteay Meanchey province 6pts
  7. Tbong Kmum province 1pt
  8. Preah Sihanouk province 1pt
  9. Preah Vihea province 3pts
  10. Otdar Meanchey province 4pts
  11. Siem Reap province 1pt
Main Duties and Responsibilities

Credit Risk:

  • Oversight the implementation of credit officer on credit process and procedures and policy.
  • Sample check and review on credit file that assessed by credit officer by checking on credit file and on-site visit to make sure the information on credit file is accurate and reliable.
  • Sample check on credit file before loan disbursement.
  • Participate in the credit committee meeting.
  • Review the loan application that approved by credit committee at branch level to find out key issue or possible risk in the credit application.
  • Follow up the actions point recommended by credit. committee/audit/management head office on credit file.
  • Report of key suspect in credit file to Risk Management Department.

Operational Risk:

  • Deliver and oversight the implementation of Operational Risk agenda at branch level as assigned by risk management department.
  • Detect possible fraud within branch.
  • Work closely with Branch Manager in conducting the Branch Risk and Control self-assessment and prioritize top risk for branch for mitigation.
  • Coordinate with branch staff in reporting the risk event, loss incident as well as suspected fraudulent activities to risk management department.

Compliance Risk:

  • Sample check saving file to make sure supporting for account opening are accurate.
  • Monitor on the implementation of all applicable policies, guidelines, procedures and memo to ensure the compliance rate is high.
  • Perform compliance testing program as assigned by risk department.
  • Ensure on time reporting all non-compliance or compliance breach to risk management department.
Key Selection Criteria and Qualification
  • Bachelor/Master’s Degree or equivalent in Finance, Economics or other quantitative fields.
  • At least 1 year in lending or banking service experience with a focus on MSME segments.
  • Minimum of 1 year of experience as a credit officer or client advisor is desirable.
  • Knowledge of work methods in credit and banking service methodology of the institution.
  • Good knowledge of policies, procedures and credit processes.
  • Knowledge of target segment, institution’s coverage area and work zones.
  • Be able to speaking and writing in English is an advantage.
  • Good Computer literacy (Ms. Office).
  • Proactive, flexible and a good team player.
  • Ability on problem solving and good communication skills.
  • Good behavior, highly committment and Well-disciplined.

Interested candidates are requested to submit his/her resume, cover letter with expected salary, photo, copy of certificates, recommendations, ID card, birth letter and family book via E-mail or to PRASAC MFI., Head Office at Building 212, St. 271, Toultompong 2, Chamkarmorn, Phnom Penh, Cambodia.

E-mail: recruitment@prasac.com.kh
Tel: 023 220 102

Note: Shortlisted candidates will be contacted for writing test or interview.

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