PRASAC has a microfinance deposit taking license from the National Bank of Cambodia (NBC), and has operated for 27 years in the microfinance and banking industry in Cambodia. PRASAC is currently the largest microfinance institution in terms of assets, loan portfolio,​ loan quality, net profit, customers, deposits and ranks among the top five commercial banks in Cambodia.

PRASAC is dedicated to offering full-fledged financial services namely Loans, Deposits, PPWSA bill payment, EDC bill payment, PPSWMA bill payment, Tuition fee payment, Phone top-up of all telecom companies, Interbank Fund Transfer between member banks and FI of Bakong and Retail Pay System, Interbranch Fund Transfer, Cash-by-Code, Foreign Exchange, Cambodian Shared Switch (CSS) or cash withdrawal via ATM of member banks and FI of CSS, Fast Payment, Payroll, Automated Teller Machine (ATM), Cash Deposit Machine (CDM), PRASAC Mobile Banking, PRASAC Internet Banking, POS, Bank Confirmation, Standing Instruction and other services to target clients.

As a market leader with total assets of USD 4.32 billion as of 31st December 2021, PRASAC operates the second largest branch network, with 182 branches in Cambodia. PRASAC has strong financial operations, customer care, and a modern, transparent and dynamic core banking system for serving the needs of customers and the public.

PRASAC enjoys strong support from clients, local authorities, regulators, the National Bank of Cambodia (NBC), and has received many awards and certifications from national and international institutions such as the MFTransparency Seal of Transparency, Client Protection Certification from Smart Campaign, Planet Rating, MicroFinanza Rating, General Department of Taxation, National Bank of Cambodia, Credit Bureau Cambodia (CBC) and others.