Savings Plan Account

You can start saving by topping up a fixed amount every month until you reach a desired amount for your goal and dream through PRASAC Savings Plan Account with higher interest rate.

Interest Rate

Currency KHR, USD, THB
Terms
Standard Rate Bonus Rate Total Rate
2 months 2.00% 1.25% 3.25%
3 months 2.00% 2.50% 4.50%
4 months 2.00% 2.75% 4.75%
5 months 2.00% 3.00% 5.00%
6 months 2.00% 3.25% 5.25%
7 months 2.00% 3.30% 5.30%
8 months 2.00% 3.40% 5.40%
9 months 2.00% 3.50% 5.50%
10 months 2.00% 3.60% 5.60%
11 months 2.00% 3.70% 5.70%
12 months 2.00% 4.50% 6.50%
18 months 2.00% 5.00% 7.00%
24 months 2.00% Year 1 4.50% Year 1 6.50%
Year 2 5.50% Year 2 7.50%
36 months 2.00% Year 1 4.50% Year 1 6.50%
Year 2 5.50% Year 2 7.50%
Year 3 5.50% Year 3 7.50%

Product Features

Features Descriptions
Min. Monthly Installment KHR 40,000 or USD 10 or THB 400
Tenor 2 months / 3 months / 4 months / 5 months / 6 months /7 months /8 months / 9 months /10 months /11 months / 12 months / 18 months / 24 months or 36 months
Withholding Tax
  • Resident 6%
  • Non-resident 14%
Deposit Installment Monthly
Account Document
  • First issuance Savings Plan Account Certificate and Passbook are free of charge
  • For new request of passbook when lose or damage, fee charge is USD 3 or KHR 12,000 or THB 120
Bonus Condition
  • Deposit on monthly basis with agreed amount.
  • Reaching the specific tenor / Keep account until maturity date.
Account Redemption before maturity date
  • Available to close at any PRASAC branch with no fee charge of account redemption.
  • Only base rate will be provided.
Additional Offer Clients can view balance of Savings Plan Account via Prasac Mobile Banking and Internet Banking

Note :

  • Interest rate and fee above are subject to change without prior notice.
  • Other terms and conditions apply.