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PRASAC​ Microfinance Institution Plc.
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Deposits
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Savings Plan Account

You can start saving by topping up a fixed amount every month until you reach a desired amount for your goal and dream through PRASAC Savings Plan Account with higher interest rate and bonus rate. Please click here to request for account opening now.

Interest Rate

Currency KHR or USD
Terms
Standard Rate Bonus Rate Total Rate
2 months 2.00% 0.75% 2.75%
3 months 2.00% 2.00% 4.00%
4 months 2.00% 2.25% 4.25%
5 months 2.00% 2.50% 4.50%
6 months 2.00% 2.75% 4.75%
7 months 2.00% 2.80% 4.80%
8 months 2.00% 2.90% 4.90%
9 months 2.00% 3.00% 5.00%
10 months 2.00% 3.10% 5.10%
11 months 2.00% 3.20% 5.20%
12 months 2.00% 4.00% 6.00%
18 months 2.00% 4.50% 6.50%
24 months 2.00% Year 1 4.00% Year 1 6.00%
Year 2 5.00% Year 2 7.00%
36 months 2.00% Year 1 4.00% Year 1 6.00%
Year 2 5.00% Year 2 7.00%
Year 3 5.00% Year 3 7.00%

Product Features

Features Descriptions
Minimum Monthly Installment KHR 40,000 or USD 10
Tenor From 2 months to 36 months
Interest Payment Interest is accrued daily and pay annually or pay on maturity date or when closing the account
Account Opening
  • All PRASAC branch offices
  • Require for having a source of account: Savings Account, Unfixed Deposit Account or Flexi Growth Account
Deposit
  • Via PRASAC Cash Deposit Machines 24/7
  • At any PRASAC office during business hours
  • Monthly (1 or 2 times per month)
Withdrawal At any PRASAC office during business hours
Bonus Condition
  • Deposit as per agreed amount when opening the account
  • Monthly deposit
  • Keep account until maturity date
Account Redemption before Maturity Date
  • Close this account at any PRASAC branch with free of charge
  • Only base rate will be provided
Close Account on Maturity Date
  • Close this account at any PRASAC branch with free of charge
  • Base rate and bonus rate will be fully offered
Withholding Tax
  • Resident 6%
  • Non-resident 14%
Account Information Card Free of charge
Savings Plan Passbook
  • Free of charge for the first issuance or full printing
  • KHR 12,000 or USD 3 for new request when lose or damage
Additional Offers
  • Request for account statement: Free of charge
  • Bank confirmation: KHR 40,000 or USD 10 per sheet
  • View balance of this account via PRASAC Mobile Banking or Internet Banking

Account opening requirements

  • Any majorities (Khmer or Expatriate) whose age from 16 years old
  • A customer has to provide the original and valid identification document
  • Customer has to have legal income generating activities, no crime convictions or other crimes

Note:

  • Interest rate and fee above are subject to change.
  • Other terms and conditions apply.

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Head Office

Building № 212, Street 271, Tuol Tumpung 2, Chamkarmon, Phnom Penh, Cambodia

023/086 999 911 | P.O. Box: 2412

info@prasac.com.kh

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Incorporation Registration № 00001157 | Private Company

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The figure in this website is for indication purpose and subject to change. For any inquiry, please contact our nearest branch or call center 023 999 911 or 086 999 911.

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