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Savings Plan Account
You can start saving by topping up a fixed amount every month until you reach a desired amount for your goal and dream through PRASAC Savings Plan Account with higher interest rate and bonus rate. Please click here to request for account opening now.
Interest Rate
| Currency | KHR or USD | |||||
|---|---|---|---|---|---|---|
| Terms | ||||||
| Standard Rate | Bonus Rate | Total Rate | ||||
| 2 months | 2.00% | 0.75% | 2.75% | |||
| 3 months | 2.00% | 2.00% | 4.00% | |||
| 4 months | 2.00% | 2.25% | 4.25% | |||
| 5 months | 2.00% | 2.50% | 4.50% | |||
| 6 months | 2.00% | 2.75% | 4.75% | |||
| 7 months | 2.00% | 2.80% | 4.80% | |||
| 8 months | 2.00% | 2.90% | 4.90% | |||
| 9 months | 2.00% | 3.00% | 5.00% | |||
| 10 months | 2.00% | 3.10% | 5.10% | |||
| 11 months | 2.00% | 3.20% | 5.20% | |||
| 12 months | 2.00% | 4.00% | 6.00% | |||
| 18 months | 2.00% | 4.50% | 6.50% | |||
| 24 months | 2.00% | Year 1 | 4.00% | Year 1 | 6.00% | |
| Year 2 | 5.00% | Year 2 | 7.00% | |||
| 36 months | 2.00% | Year 1 | 4.00% | Year 1 | 6.00% | |
| Year 2 | 5.00% | Year 2 | 7.00% | |||
| Year 3 | 5.00% | Year 3 | 7.00% | |||
Product Features
| Features | Descriptions |
|---|---|
| Minimum Monthly Installment | KHR 40,000 or USD 10 |
| Tenor | From 2 months to 36 months |
| Interest Payment | Interest is accrued daily and pay annually or pay on maturity date or when closing the account |
| Account Opening |
|
| Deposit |
|
| Withdrawal | At any PRASAC office during business hours |
| Bonus Condition |
|
| Account Redemption before Maturity Date |
|
| Close Account on Maturity Date |
|
| Withholding Tax |
|
| Account Information Card | Free of charge |
| Savings Plan Passbook |
|
| Additional Offers |
|
Account opening requirements
- Any majorities (Khmer or Expatriate) whose age from 16 years old
- A customer has to provide the original and valid identification document
- Customer has to have legal income generating activities, no crime convictions or other crimes
Note:
- Interest rate and fee above are subject to change without prior notice.
- Other terms and conditions apply.