Unfixed Deposit Account
It is another type of savings account with offering higher interest rate than normal savings account. You can perform any banking transactions such as withdrawal, fund transfer, Cash-by-Code or fund transfer to non-account, water, electricity and school bill payments, and mobile top-up with free of charge. You also receive ATM card and activiate Mobile Banking or Interest Banking for managing your cash easily at anytime and anywhere. Please click here to request for account opening now.
Interest Rate
| Currency |
KHR |
USD |
| Interest Rate per Annum |
2.50% |
2.50% |
Product Features
| Features |
Descriptions |
| Initial Deposit |
Not required |
| Minimum Balance |
KHR 400,000 or USD 100 |
| Interest Payment |
Interest is accrued daily and paid at the end of each month automatically into your account or when closing the account |
| Account Opening |
- All PRASAC branch offices
- Individual Account: Single Account or Joint Account
- Corporate Account: Requires the formal decision from company’s board of directors base on its by-law.
|
| Deposit |
- Via PRASAC Cash Deposit Machines 24/7
- At any PRASAC office during business hours
|
| Withdrawal |
- Via PRASAC ATM 24/7
- At any PRASAC office during business hours
|
| Fund Transfer |
- Self transfer via Mobile Banking or Internet Banking or ATM anytime and anywhere
- Fund transfer to non-account
- At any PRASAC office during business hours
- Fund transfer within PRASAC branches and across some banks and MFIs in Cambodia
|
| Withholding Tax |
- Resident 4%
- Non-resident 14%
|
| Account Information Card |
Free of charge |
| Savings Passbook |
KHR 12,000 or USD 3 for the first issuance or new request when lose or damage or full printing |
Additional Service |
- No fee for the request of account statement, ATM card, and activates Mobile Banking App and Internet Banking
- KHR 40,000 or USD 10 for the issuance of a bank cheque or bank confirmation per 1 sheet
|
Account opening requirements
- Any majorities (Khmer or Expatriate) whose age from 16 years old
- Individual Account: A customer has to provide the original and valid identification document
- Corporate Account: Related documents of institution, company, school or government entity
- Customer has to have legal income generating activities, no crime convictions or other crimes
Note:
- The waive of Initial Deposit will be effective from 22 November 2022 onwards.
- For individual and corporate clients except banks and financial institutions.
- Interest rate and fee above are subject to change.
- Other terms and conditions apply.
