Bakong Payment Service

All customers of member banks and financial institutions of Bakong are able to scan and pay with PRASAC’s merchants easily without using physical notes.

Bakong Payment Service is a retail pay system which is allowed all customers to make cash transactions across or within member banks and financial institutions of Bakong. Bakong system is initiated by the National Bank of Cambodia (NBC).

You can install Bakong App and register it on your mobile phone for making below transactions:

  • Fund transfer from Bakong account to Bakong account within same institution or to other institutions
  • Fund transfer from Bakong account to bank account within same institution or to other institutions
  • Scan and pay via QR code at PRASAC’s merchants
  • Check balance and Bakong account statement

Please download Bakong App via:

appstore_button_google app_store

Please click here to find Bakong Scan-Pay Partner.

Transfer Limit

Types of Transfer Maximum Limit per Day Maximum Limit per Transaction
Transfer from Account at PRASAC to Account at Other Banks KHR 200 million and USD 50,000 KHR 80 million or USD 20,000
Transfer from Account at PRASAC to Bakong’s Wallet Account KHR 40 million and USD 10,000 KHR 10 million or USD 2,500

Product Features

Features Descriptions
Currency KHR and USD
Cash-In
  • Transfer from Bakong account to Bakong account
  • Transfer from bank account to Bakong account at PRASAC branch office
  • Transfer from bank account to Bakong account via PRASAC Mobile Banking or Internet Banking
  • Bakong account top-up at PRASAC branch office
Cash-Out
  • Cash withdrawal from Bakong account at PRASAC branch office
  • Transfer from Bakong account to your account at PRASAC, then make cash withdrawal via PRASAC’s ATM
Installation and Registration Self-install Bakong App and self-register on mobile phone
Initial Deposit or Minimum Balance Not required
Interest Rate 0%
Number of Transaction Not limit
Free of Charge
  • Transfer from Bakong account to Bakong account
  • Transfer from Bakong account to bank account
  • Cash-in and cash-out
  • Scan and pay
  • Registration
  • Close account
Bakong’s Members (48 Banks & MFIs) PRASAC MFI Plc., ACLEDA Bank Plc., Vattanac Bank, Cambodia Post Bank Plc., Wing (Cambodia) Limited Specialised Bank, Sathapana Bank Plc., Foreign Trade Bank of Cambodia, Canadia Bank Plc., AMK Microfinance Institution Plc., Prince Bank Plc., Speed Pay Plc., Chip Mong Commercial Bank Plc., Phnom Penh Commercial Bank, Bank for Investment and Development Cambodia Plc., Phillip Bank Plc., Advanced Bank of Asia Ltd, Woori Bank, True Money Cambodia Plc., Chief (Cambodia) Commercial Bank Plc., LOLC (Cambodia) Plc., Hattha Bank Plc., E-money Payment Solution Plc., Cambodian Public Bank Plc., Maybank (Cambodia) Plc., Ly Hour Pay Pro Plc., KB Kookmin Bank Cambodia Plc.,​Shinhan Bank (Cambodia) Plc., Amret Microfinance Institution, iPay88 (Cambodia) Plc., Cool Cash Plc., Cambodia Asia Bank, Asia Weiluy, B.I.C (Cambodia) Bank Plc., SBI LY HOUR Bank Plc., Asia-Pacific Development Bank Plc. (APD Bank),​​ MOHANOKOR Microfinance Institution Plc., Hong Leong Bank (Cambodia) Plc., Oriental Bank Plc., RHB BANK (CAMBODIA) Plc., PI PAY Plc., Bongloy Payments PLC., Bred Bank (Cambodia) Plc., Bank of China (Hong Kong) Limited Phnom Penh Branch, Agricultural and Rural Development Bank (ARDB), Cathay United Bank., CIMB Bank Plc., and ICBC Phnom Penh Branch

Note:

  • Customers can cash-in and cash-out of Bakong’s account at PRASAC’s branches within Phnom Penh and Takhmao.
  • PRASAC reserves rights to change fee with prior notice to the client as required by law.
  • Other terms and conditions apply.
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