SME Loan

On top of offering loan for starting new business or business expansion, PRASAC is now providing loan to bolster and develop the small and medium-sized enterprises in Cambodia during the affection from Covid-19 pandemic. All SMEs are able to access this type of loan for the investment capital or working capital for their business operation with the special rate of 0.54% per month. Please note that PRASAC Microfinance Institution Plc. and Small and Medium Enterprise Bank of Cambodia (SME Bank), a representative of the Royal Government of Cambodia (RGC) have cooperated in provide loan to small and medium-sized enterprises. Please click here to apply for a loan now.

Product Features

• Loan amount: KHR 2,100 million or USD 500,000
• Interest rate: From 0.54% per month
• Loan term: Up to 120 months
• Repayment mode: Flexibility according to cash flow

Interest Computation

• Declining method is used

Requirements

    Individual

• Be a majority aged 18 to 65 years old
• Permanent resident
• Have a good record and be reliable
• Have a legal business
• Impact from business operation doesn’t affect to environment and comply with Cambodia law

    Legal Entity

• Legal and registered small and medium enterprises

Required Documents

    Individual

• ID card, passport, family book, residential book, birth certificate, civil servant ID, or employment ID
• Land title, land certificate or term deposit certificate
• Other documents on incomes and expenses of family or business

    Legal Entity

• Memorandum or Articles of Association
• Business License
• Valid Patent
• Income Statement if any
• Registration confirmation certificate

Note:

• PRASAC reserves the right to terms and conditions with prior notice.
• Other terms and conditions apply.