SME Loan

On top of offering loan for starting new business or business expansion, PRASAC is now providing loan to bolster and develop the small and medium-sized enterprises in Cambodia during the affection from Covid-19 pandemic. All SMEs are able to access this type of loan for the investment capital or working capital for their business operation with the special rate of 0.58% per month. Please note that PRASAC Microfinance Institution Plc. and Small and Medium Enterprise Bank of Cambodia (SME Bank), a representative of the Royal Government of Cambodia (RGC) have cooperated in provide loan to small and medium-sized enterprises.

Product Features

  • Loan amount: KHR 2,100 million or USD 500,000
  • Interest rate: From 0.58% per month
  • Loan term: Up to 120 months
  • Repayment mode: Flexibility according to cash flow

Interest Computation

  • Declining method is used

Requirements

    Individual

  • Be a majority aged 18 to 65 years old
  • Permanent resident
  • Have a good record and be reliable
  • Have a legal business
  • Impact from business operation doesn’t affect to environment and comply with Cambodia law

    Legal Entity

  • Legal and registered small and medium enterprises

Required Documents

    Individual

  • ID card, passport, family book, residential book, birth certificate, civil servant ID, or employment ID
  • Land title, land certificate or term deposit certificate
  • Other documents on incomes and expenses of family or business

    Legal Entity

  • Memorandum or Articles of Association
  • Business License
  • Valid Patent
  • Income Statement if any
  • Registration confirmation certificate

Note:

  • PRASAC reserves the right to terms and conditions with prior notice.
  • Other terms and conditions apply.