Savings Plan Account

You can start saving by topping up a fixed amount every month until you reach a desired amount for your goal and dream through KB PRASAC Savings Plan Account with higher interest rate and bonus rate.

Interest Rate

CurrencyKHR or USD#colspan##colspan##colspan##colspan#
TermStandard RateBonus Rate#colspan#Total Rate#colspan#
2 months2.00%0.75%#colspan#2.75%#colspan#
3 months2.00%2.00%#colspan#4.00%#colspan#
4 months2.00%2.25%#colspan#4.25%#colspan#
5 months2.00%2.50%#colspan#4.50%#colspan#
6 months2.00%2.75%#colspan#4.75%#colspan#
7 months2.00%2.80%#colspan#4.80%#colspan#
8 months2.00%2.90%#colspan#4.90%#colspan#
9 months2.00%3.00%#colspan#5.00%#colspan#
10 months2.00%3.10%#colspan#5.10%#colspan#
11 months2.00%3.20%#colspan#5.20%#colspan#
12 months2.00%4.00%#colspan#6.00%#colspan#
18 months2.00%4.50%#colspan#6.50%#colspan#
24 months2.00%Year 14.00%Year 16.00%
#rowspan##rowspan#Year 25.00%Year 27.00%
36 months2.00%Year 14.00%Year 16.00%
#rowspan##rowspan#Year 2 to 35.00%Year 2 to 37.00%
60 months2.00%Year 14.00%Year 16.00%
#rowspan##rowspan#Year 2 to 55.00%Year 2 to 57.00%
120 months2.00%Year 14.00%Year 16.00%
#rowspan##rowspan#Year 2 to 105.00%Year 2 to 107.00%

Product Features

FeaturesDescriptions
Minimum Monthly InstallmentKHR 40,000 or USD 10
TenorFrom 2 months to 120 months
Interest PaymentInterest is accrued daily and pay annually or pay on maturity date or when closing the account
Account Opening#list#
– All KB PRASAC branch offices
– Require for having a source of account: Savings Account, Unfixed Deposit Account or Flexi Growth Account
Deposit#list#
– Via KB PRASAC Cash Deposit Machines 24/7
– At any KB PRASAC office during business hours
– Monthly (1 or 2 times per month)
WithdrawalAt any KB PRASAC office during business hours
Bonus Condition#list#
– Deposit as per agreed amount when opening the account
– Monthly deposit
– Keep account until maturity date
Account Redemption before Maturity Date#list#
– Close this account at any KB PRASAC branch with free of charge
– Only base rate will be provided
Close Account on Maturity Date#list#
– Close this account at any KB PRASAC branch with free of charge
– Base rate and bonus rate will be fully offered
Withholding Tax#list#
– Resident 6%
– Non-resident 14%
Account Information CardFree of charge
Savings Plan Passbook#list#
– Free of charge for the first issuance or full printing
– KHR 12,000 or USD 3 for new request when lose or damage
Additional Offers#list#
– Request for account statement: Free of charge
– Bank confirmation: KHR 40,000 or USD 10 per sheet
– View balance of this account via KB PRASAC Mobile Banking or Internet Banking

Account opening requirements

  • Any majorities (Khmer or Expatriate) whose age from 16 years old
  • A customer has to provide the original and valid identification document
  • Customer has to have legal income generating activities, no crime convictions or other crimes

Note:

  • KB PRASAC reserves rights to change interest rate and fee with prior notice to the client as required by law.
  • Other terms and conditions apply.

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