Group Loans

The loan is offered to any groups of targeted clients for using as capital in their micro-scale business and other income-generating activities in order to improve their livelihood.

Product Features

  • Loan amount: KHR 1,000,000 to KHR 2,000,000 or equivalent to USD or THB (per group​ member)
  • Interest rate: Reasonable rate
  • Loan term: 3 months to 12 months
  • Repayment mode: flexible
  • Guarantee: Group guarantee

Interest Computation

  • Declining method is used

Requirements

  • Be a majority aged 18 to 65 years old
  • 2 to 3 members per group with the selection of a group leader
  • Permanent resident
  • Similar purpose in using the loan
  • Have a legal business and regular income
  • Have a good record and be reliable
  • Have enough capacity to repay the loan

Required Documents

  • ID card or passport or Family book or residential book
  • Land certificate or land title
  • Other documents confirming incomes and expenses of family or business