Flexi Growth Savings

Get higher and flexible interest according to the deposit amount, safety, and be able to perform many transactions such as deposit, withdraw, or transfer funds based on your daily actual demand, Flexi Growth Savings Account. Therefore, you do not need to worry about lack of cash flows to operate in your business, and getting higher interest rate up to 3.50% per annum.

Product Features

Features Descriptions
Initial Deposit Amount or Minimum Balance KHR 2,000,000 or USD 500 or THB 20,000
Currency KHR USD THB
Interest rate for individual account (per annum) 2,000,000
–≤
200,000,000
3.25% 500
–≤
50,000
3.25% 20,000
–≤
2,000,000
3.25%
> 200,000,000 3.50% > 50,000 3.50% > 2,000,000 3.50%
Interest rate for corporate account (per annum) 2,000,000
–≤
400,000,000
3.25% 500
-≤
100,000
3.25% 20,000
–≤
4,000,000
3.25%
> 400,000,000 3.50% > 100,000 3.50% > 4,000,000 3.50%
Interest Computation Interest is accrued daily and paid at the end of each month automatically into your account.
Withholding Tax
  • Resident 4%
  • Non-resident 14%
Passbook KHR 12,000 or USD 3 or THB 120
Deposit / Withdrawal At any PRASAC online office during business hours
Dormant account Any accounts which are inactive for 12 months will be charged KHR 4,000 or USD 1 or THB 40 per month.
Additional service
  • Free of charge for the request of account statement, ATM card, and activate mobile banking & internet banking application
  • KHR 40,000 or USD 10 or THB 400 for the issuance of a bank cheque or bank confirmation or audit confirmation per 1 sheet

Account opening requirements

  • Any persons (Khmer or Expatriate) whose age from 18 years old
  • Individual Account: A customer has to provide an original copy of valid identification document
  • Corporate Account: Related documents of institution, company, school, or government entity
  • Customer has to have legal income generating activities, no crime convictions or others crimes.

Note:
– Interest rate and fee above are valid from 01 December 2017.
– Interest rate and fee above are subject to change without prior notice.
– Other terms and conditions apply.