Savings Account

Reduce risk and increase your revenue by saving today with PRASAC. You can deposit and withdraw cash easily, and more importantly, you do not need to pay for account opening fee and monthly maintenance fee.

Competitive Interest Rate

Currency KHR USD THB
Interest Rate per Annum 2.5% 2% 2%

Product Feartures

Features Descriptions
Initial Deposit
  • Individual Account: KHR 4,000 or USD 1 or THB 40
  • Corporate Account: KHR 40,000 or USD 10 or THB 400
Minimum Balance
  • Individual Account: KHR 4,000 or USD 1 or THB 40
  • Corporate Account: KHR 40,000 or USD 10 or THB 400
Interest Computation Interest is accrued daily and paid at the end of each month automatically into your account.
Passbook
  • Waive for first time issuance and fully used passbook
  • USD 3 (or equivalent to other currencies) for the case of lost  or damaged passbook if you request for a new one
Deposit / Withdrawal At any PRASAC office during business hours
Withholding Tax
  • Resident 4%
  • Non-resident 14%
Additional service
  • No fee for the request of balance confirmation letter, account statement, ATM card, and the installation of mobile & internet banking application
  • Fee on issuing a bank cheque: 1 sheet for USD 10 or equivalent to other currencies
Dormant account Any account which is inactive for 12 months will be charged KHR 4,000 or USD 1 or THB 40 per month

Account opening requirements

  • Any persons (Khmer or Expatriate) whose age from 18 years old
  • Individual Account: A customer has to provide an original copy of valid identification document
  • Corporate Account: Related documents of institution, company, school or government entity
  • Customer has to have legal income generating activities, no crime convictions or others crimes