Savings Account

Reduce risk and increase your revenue by saving today with PRASAC. You can deposit and withdraw cash easily, and more importantly, you do not need to pay for account opening fee and monthly maintenance fee.

Competitive Interest Rate

Currency KHR USD THB
Interest Rate per Annum 2.00% 2.00% 2.00%

Interest rate above is for individual and corporate clients except banks and financial institutions

Product Feartures

Features Descriptions
Initial Deposit
  • Individual Account: KHR 20,000 or USD 5 or THB 200
  • Corporate Account: KHR 40,000 or USD 10 or THB 400
Minimum Balance
  • Individual Account: KHR 20,000 or USD 5 or THB 200
  • Corporate Account: KHR 40,000 or USD 10 or THB 400
Interest Computation Interest is accrued daily and paid at the end of each month automatically into your account.
Passbook KHR 12,000 or USD 3 or THB 120
Deposit / Withdrawal At any PRASAC office during business hours
Withholding Tax
  • Resident 4%
  • Non-resident 14%
Additional service
  • Free of charge for the request of account statement, ATM card, and activate mobile banking & internet banking application
  • KHR 40,000 or USD 10 or THB 400 for the issuance of a bank cheque or bank confirmation or audit confirmation per 1 sheet
Dormant account Any account which is inactive for 12 months will be charged KHR 4,000 or USD 1 or THB 40 per month

Account opening requirements

  • Any persons (Khmer or Expatriate) whose age from 18 years old
  • Individual Account: A customer has to provide an original copy of valid identification document
  • Corporate Account: Related documents of institution, company, school or government entity
  • Customer has to have legal income generating activities, no crime convictions or others crimes

Note:
– Interest rate and fee above are valid from 01 December 2017.
– Interest rate and fee above are subject to change without prior notice.
– Other terms and conditions apply.