Term Deposit Account

There are many investments for you currently; but the right option is to invest with PRASAC by opening a Term Deposit Account. You can enjoy higher interest rate up to 10.30% per annum while your interest can be paid on monthly basis or at maturity.

More secure with an institution, PRASAC, that has over more than USD 1,000,000,000. On top of this, you can also receive a loan from PRASAC in case you need urgent cash by pledging the deposit certificate without closing your account.

Interest Rate

Term Deposit Account Type Maturity Growth Account Monthly Growth Account
Terms KHR USD THB KHR USD THB
1 month 5.25% 4.75% 5.00% 5.25% 4.75% 5.00%
3 months 6.50% 5.50% 6.00% 6.25% 5.25% 5.50%
6 months 7.50% 6.50% 7.00% 7.25% 6.25% 6.50%
9 months 8.00% 7.00% 7.50% 7.75% 6.75% 7.00%
12 months 9.75% 8.00% 8.50% 9.50% 7.75% 8.00%
18 months 9.75% 8.00% 8.50% 9.50% 7.75% 8.00%
24 months 10.20% 8.25% 8.85% 9.75% 7.95% 8.10%
36 months 10.30% 8.40% 9.00% 9.85% 8.10% 8.20%

Note: Interest rate per annum

Product Features

Description Product Features
Initial Deposit or Minimum Balance KHR 200,000 or USD 50 or THB 2,000
Tenor 1 month / 3 months / 6 months / 9 months / 12 months / 18 months / 24 months or 36 months
Withholding Tax
  • Resident 6%
  • Non-resident 14%
Deposit / Withdrawal Can be made only one time when opening the account (In case a client wants to deposit additional cash, she or he can open another new account)
Account Document
  • First issuance of Term Deposit Certificate is free of charge.
  • In case of damage or lose Term Deposit Certificate, the fee charge on requesting new Certificate is USD 3 or equivalent other currencies.
Premature Closure / Account Redemption Waive service fee for account redemption. Interest is offered based on the rate of source account.
Additional service
  • No fee for request of balance certificate and statement.
  • Fee on issuing a bank Cheque: 1 piece for USD 10 or equivalent or other currencies
Other Conditions Required customer to have a Savings Account or Unfixed Deposit Account as source account of Term Deposit