Unfixed Deposit Account

It is another type of savings account with offering a high interest rate than normal savings account. You can perform any banking transactions such as withdrawal, fund transfer, Cash-by-Code (fund transfer from account to non-account), PPWSA & EDC bill payment, and mobile top-up. You also get other benefits: receive an ATM and use of mobile and internet banking with free.

Competitive Interest Rate

Currency KHR USD THB
Interest Rate Per Annum 4% 3% 4%

Product Features

Features Descriptions
Initial Deposit From KHR 400,000 or USD 100 or THB 4,000
Minimum Balance Only KHR 400,000 or USD 100 or THB 4,000
Interest Computation Interest is accrued daily and paid at the end of each month automatically into your account.
Passbook
  • Waive for first time issuance and fully used passbook
  • USD 3 (or equivalent to other currencies) for the case of lost or damaged passbook if you request for a new one
Deposit / Withdrawal At any PRASAC office during business hours
Withholding Tax
  • Resident 4%
  • Non-resident 14%
Additional Service
  • No fee for the request of balance confirmation letter, account statement, ATM card, and the installation of mobile & internet banking application
  • Fee on issuing a bank cheque: 1 sheet for USD 10 or equivalent to other currencies
Dormant account Any account which is inactive for 12 months will be charged KHR 4,000 or USD 1 or THB 40 per month

Account Opening Requirements

  • Any persons (Khmer or Expatriate) whose age from 18 years old
  • Individual Account: A customer has to provide an original copy of valid identification document
  • Corporate Account: Related documents of institution, company, school or government entity
  • Customer has to have legal income generating activities, no crime convictions or others crimes