Unfixed Deposit Account

It is another type of savings account with offering a high interest rate than normal savings account. You can perform any banking transactions such as withdrawal, fund transfer, Cash-by-Code, PPWSA & EDC bill payment, and mobile top-up. You also get other benefits: receive an ATM and use of mobile and internet banking with free.

Competitive Interest Rate

Currency KHR USD THB
Interest Rate Per Annum 3.00% 3.00% 3.00%

Product Features

Features Descriptions
Initial Deposit From KHR 400,000 or USD 100 or THB 4,000
Minimum Balance Only KHR 400,000 or USD 100 or THB 4,000
Interest Computation Interest is accrued daily and paid at the end of each month automatically into your account.
Passbook KHR 12,000 or USD 3 or THB 120
Deposit / Withdrawal At any PRASAC office during business hours
Withholding Tax
  • Resident 4%
  • Non-resident 14%
Additional Service
  • Free of charge for the request of account statement, ATM card, and activate mobile banking & internet banking application
  • KHR 40,000 or USD 10 or THB 400 for the issuance of a bank cheque or bank confirmation or audit confirmation per 1 sheet
Dormant account Any account which is inactive for 12 months will be charged KHR 4,000 or USD 1 or THB 40 per month

Account Opening Requirements

  • Any persons (Khmer or Expatriate) whose age from 18 years old
  • Individual Account: A customer has to provide an original copy of valid identification document
  • Corporate Account: Related documents of institution, company, school or government entity
  • Customer has to have legal income generating activities, no crime convictions or others crimes

Note:
– Interest rate and fee above are valid from 01 December 2017.
– Interest rate and fee above are subject to change without prior notice.
– Other terms and conditions apply.