Unfixed Deposit Account

Another best choice from PRASAC, Unfixed Deposit Account. You can deposit and withdraw cash the whole country through nearly 200 PRASAC offices. You can also perform any banking transactions such as deposit, withdrawal, fund transfer, Cash-by-Code, bill payments, and mobile top-up through ATMs and Mobile & Internet Banking service. What event better is that you can enjoy higher interest rate.

Competitive Interest Rates
Currency KHR USD THB
Interest Rate Per Annum 4% 3% 4%

Product Features

Description Product Features
Initial Deposit From KHR 400,000 or USD 100 or THB 4,000
Minimum Balance Only KHR 400,000 or USD 100 or THB 4,000
Interest Computation Interest is accrued daily and paid at the end of each month automatically into your account.
  • Waive for first-time issuance and fully used passbook
  • USD 3 (or equivalent to other currencies) fee for lost or damage passbook when requests for a new one
Deposit / Withdrawal At any PRASAC online office during business hour.
Tax on Interest
  • Resident 4%
  • Non-resident 14%
Additional service
  • No fee for the request of balance confirmation letter, account statement, ATM card, and the installation of Mobile & Internet Banking
  • Fee on issuing a bank Cheque: 1 sheet for USD 10 or equivalent other currencies
Dormant account Any account which is inactive for 12 months will be charged KHR 4,000 or USD 1 or THB 40 per month.

Account opening requirements

  • Any persons (Khmer or Expatriate) whose age from 18 years old
  • Individual Account: A customer has to provide an original copy of valid identification document
  • Corporate Account: Related documents of institution, company, school, or government entity
  • Customer has to have legal income generating activities, no crime convictions or others crimes.